Mortgage and Loan Basics

One of the most fundamental aspects of buying a home is figuring out how you are going to afford it. Factors that go into financing a home purchase might include determining the best type of mortgage for your means; understanding the mortgage rates that may be available in your area; and figuring out whether you qualify for a mortgage. For first time home buyers, seeking and qualifying for mortgages can be a bewildering process. This section provides articles to help you understand these and other basics of mortgages and loans so you can feel confident when you walk into a lender's office.