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Avoiding Foreclosure

Homeowners who fall behind on their mortgage risk having their home taken away by the bank or lender in a process called “foreclosure." Foreclosure proceedings do not always lead to a loss of your home, at least not right away, but many prefer to simply avoid the process altogether. Those who have been through the process suffer a drop in their credit score and also must wait a set period time before buying another home. Fortunately, there are steps you can take to help you stay out of court, such as contacting your loan servicer; asking for a reinstatement; getting a loan modification; or even selling your home. This section includes tips on how to avoid foreclosure, including ways to reduce your mortgage and getting help with housing and credit counseling.

Learn About Avoiding Foreclosure

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